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I LOVE MY FRIENDS.....BUT

I love my friends. I would not have survived my divorce without them. They were a wonderful source of support, comfort, love and advice....

DIVORCE, WOMEN and RETIREMENT

Divorce, Women and Retirement Social Security has been in the news lately due to the announcement of an almost 6% increase in benefits...

The Improving Medicare Coverage Act

More than 100 House Democrats are backing legislation introduced last Friday that would lower Medicare eligibility to age 60. The...

DIVIDING DEBT IN A DIVORCE

MISUNDERSTANDING WHAT REALLY HAPPENS WHEN DIVIDING DEBT IN A DIVORCE In a divorce you not only divide the marital assets but you also...

10 Is the Magic Number

Following up on the May class I taught on Social Security: Many women have insufficient credits to collect social security on their own...

Zoom Class On Social Security

Although Social Security is not an asset that can be divided in divorce it is still an important consideration for your future financial...

Tax Filing and Divorce

Right now you may be pulling together all of your tax records for last year and wondering if it would just be easier to file as single...

Step Over the Line in the Sand

In the course of working as a CDFA I have had many clients who delayed getting divorced out of fear. I myself held on to my marriage way...

WELCOME

Welcome to Divorce Financial Sense LLC. My name is Renee W. Senes and I am a Certified Divorce Financial Analyst (CDFA). I am also...